Overview

Buying a home in India while living overseas comes with questions — about trust, timelines, and transparency. At Rubrick, we simplify the entire journey with clear processes, accountable execution, and end-to-end support, so distance never becomes a disadvantage.

From the first conversation to final possession, every step is structured, documented, and communicated clearly. With dedicated support and a delivery-first mindset, we ensure your investment is managed with the same care and clarity as if you were here in person.

Legal Clarity for NRIs: A Simple, Transparent Buying Process

One of the biggest concerns for NRIs when purchasing property in India is navigating the legal and regulatory process from overseas. At Rubrick, we ensure this journey remains clear, compliant, and straightforward. As per prevailing regulations under FEMA, NRIs are permitted to purchase residential properties in India without requiring prior approval from the Reserve Bank of India.

Our team supports NRIs through every stage of the transaction, ensuring documentation, approvals, and compliance requirements are clearly explained and properly managed. Payments can be made through standard banking channels such as NRE, NRO, or FCNR accounts, allowing smooth and secure fund transfers from abroad.

For NRIs seeking financing support, Indian banks and housing finance institutions offer home loan options specifically designed for overseas buyers. Rubrick assists in coordinating this process by helping you understand available options and required documentation, ensuring the purchase experience remains structured and stress-free.

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Long-Term Value in Well-Planned Locations

Residential markets in emerging and growing corridors continue to attract interest due to improving infrastructure and planned urban development. As connectivity improves and social infrastructure matures, these locations tend to see steady demand from end-users and long-term investors alike.

For NRIs, investing early in thoughtfully planned residential projects offers the advantage of value creation over time, without relying on short-term market movements. Rubrick’s projects are located in areas backed by infrastructure growth and planned development, ensuring that value appreciation is supported by fundamentals rather than speculation.

By focusing on location logic, build quality, and long-term livability, Rubrick creates homes that are positioned to remain relevant and desirable as the surrounding areas evolve.

Strategic Locations Backed by Planned Growth

Rubrick’s residential projects are located in carefully selected growth corridors that benefit from evolving infrastructure, improving connectivity, and planned urban development. These locations are chosen with a clear focus on accessibility, livability, and long-term relevance rather than short-term market trends.

With proximity to key employment hubs and access through established road and rail networks, Rubrick developments offer ease of movement and everyday convenience for residents. As surrounding infrastructure continues to strengthen, these locations are expected to see sustained demand driven by end-user needs.

For NRIs, this means investing in homes that are positioned within organised urban growth zones—where demand is supported by connectivity, infrastructure, and community development, rather than speculation alone.

Built for Long-Term Relevance in a Growing Market

India’s real estate sector continues to evolve with improved regulation, stronger governance, and growing end-user demand. For NRIs, investing in residential property offers the opportunity to own a tangible asset in a familiar market, supported by long-term urban growth and infrastructure development.

Rubrick’s approach focuses on building homes that remain relevant over time—through thoughtful planning, quality construction, and well-considered locations. Rather than chasing short-term market cycles, each project is designed to meet real living needs, ensuring sustained demand and usability in the years ahead.

This focus on fundamentals helps create residential developments that are positioned to hold value as the surrounding ecosystem grows and matures.

Upcoming Infrastructure in Tukkuguda: Strengthening South Hyderabad’s Growth Corridor

Tukkuguda is emerging as a key residential corridor in South Hyderabad, supported by steady infrastructure development and improved regional connectivity. Its proximity to the Outer Ring Road (ORR), Rajiv Gandhi International Airport, and established arterial routes has already enhanced accessibility to major employment and logistics hubs.

Ongoing and planned infrastructure improvements in the surrounding region are expected to further streamline connectivity and support organised residential development. For NRIs, this translates into the opportunity to invest in a location where growth is driven by infrastructure-led demand, improved livability, and long-term urban planning rather than short-term market cycles.

Infrastructure Growth in Gandimaisamma: Expanding Connectivity in North Hyderabad

Gandimaisamma has witnessed consistent infrastructure-led development, positioning it as a growing residential zone in North Hyderabad. With strong connectivity to the Outer Ring Road, proximity to industrial and employment hubs, and improving road networks, the area continues to attract end-user demand.

As surrounding infrastructure and civic amenities strengthen, Gandimaisamma is evolving into a well-connected residential destination offering ease of access to key parts of the city. For NRIs, investing in such locations provides the advantage of entering growth corridors supported by planned infrastructure, steady demand, and long-term urban expansion.

FAQ

Can I complete the entire property purchase and registration without visiting India?

Yes, you can. Through a Special Power of Attorney (PoA), you can authorize a trusted representative (a family member or a professional) to execute the sale deed and handle registration on your behalf. For the document to be legally valid in India, it must be drafted on plain paper, signed by you in the presence of an official at the Indian Embassy/Consulate in your country of residence, and then adjudicated (stamped) in India within 90 days. Rubrick provides a dedicated legal desk to guide you through this documentation step-by-step.

What are the tax benefits available to NRIs for a home loan in India?

NRIs are eligible for the same tax deductions as resident Indians under the Income Tax Act if they file returns in India. You can claim: Section 80C: A deduction of up to ₹1.5 Lakh on the principal repayment of your home loan. Section 24(b): A deduction of up to₹2 Lakh on the interest paid annually for a self-occupied or vacant property. Standard Deduction: If you rent out your property, you are entitled to a flat 30% deduction on the rental income for repairs and maintenance, regardless of the actual expenditure.

Are there any restrictions on the type of properties NRIs can buy?

Under the Foreign Exchange Management Act (FEMA) and RBI guidelines, NRIs and OCIs (Overseas Citizens of India) are free to purchase any number of residential or commercial properties in India. However, NRIs are strictly prohibited from purchasing agricultural land, plantation property, or farmhouses. All Rubrick projects (Tulip, Sriven Tripura, etc.) are classified as residential gated communities, making them 100% eligible for NRI investment.

How do I manage the payment process and repatriation of funds?

financial transactions must be routed through authorized banking channels. You can make payments via your NRE, NRO, or FCNR accounts through inward remittances. Repatriation: If you decide to sell the property later, you can repatriate the original investment amount (in foreign currency) and the capital gains, subject to certain conditions (such as a cap of two residential properties for repatriation of the principal and a limit of USD 1 million per financial year from an NRO account).